POS smart terminal
On this article you will get to learn and know POS smart terminal
Gone are the times when everyone took cash, but are conventional card machines also phasing call at favor of the newest smart POS terminals? First, the basics: what does the overall term smart terminal mean? Originally, it refers to any electronic terminal rendering graphics or with some micro processing capability independent from a number computer.
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Traditional card machines
A traditional card machine is also known as POS (point of sale) terminal, PDQ (Process Data Quickly) terminal, EFTPOS (Electronic Funds Transfer at Point Of Sale) machine, or just a mastercard. This is still the most common payment terminal, although it comes in several sizes, shapes and produced by different manufacturers. Its sole purpose is to simply accept payments by chip, contactless or magnetic tape. The terminal reads the credit or open-end credit (or mobile with the cardboard saved during a digital wallet), then processes it over a secure internet connection. It finishes by printing a receipt for the transaction to verify the payment was successful or not.
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Until recently, you didn’t depend upon the cardboard terminal to perform more of your point of sale (POS) operations within the same device. Now that more people are wont to iPad and other tablets, smartphones and touchscreen interfaces in e.g. supermarkets and check-in terminals in airports, it comes as no surprise that this could reach card payment terminals.
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From “smart” to “smart POS” terminals
“Smart terminal” has actually been around within the payment industry since the emergence of the primary open-end credit, i.e. chip (EMV) card. An EMV (Europay, Mastercard, Visa) card has an embedded chip to verify electronically. Terminals processing cards with an inbuilt microprocessor also use NFC (Near-Field Communication). You still see internet sources using ‘smart terminal’ about card machines with standard push buttons and non-touch display. However, the definition in today’s world has shifted towards the unfolding trend of touchscreen card terminals. Today’s smart terminals may have both a touchscreen and physical keypad for PIN entry, or simply a touchscreen (or two).
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But calling these newer-generation machines smart terminals isn’t almost appearance. the new-generation “smart terminals” have the potential to do many things aside from card processing . Some of these functions are enabled through terminal hardware features.
Since card payments are a part of point of sale operations, it’s natural that the smart functions relate to POS features. Usually, when companies use ‘smart POS terminals’, no physical keypad.
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Characteristics of a sensible POS terminal
The software features available are offered through the manufacturer’s own Android-based app market.
smart payment terminals are available in different shapes and makes. As for tech specs, smart POS terminals may:
- Have 1 or 2 touchscreens. If there are two, one among them would typically be customer-facing.
- Have a physical keypad, or use the screen for PIN entry (PIN on glass) and signatures.
- Accept contactless, chip and swipe cards.
- Have an inbuilt camera for barcode scanning and more.
- Function through WiFi, 4G or 3G.
- Have an inbuilt receipt printer.
- Be portable, stationary or both. Some smart terminals from the same manufacturer can be synced.
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Most smart POS terminals can still be integrated with a POS system, external barcode scanner.
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